Click here for the 2024 Budget Folder
2024 Budget Binder Printables
What’s inside the 2024 budget file (now 87 pages long!):
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2 different coverage options to choose from
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2 different color designs to choose from
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Annual calendar
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Holidays and celebrations
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Bank account information
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Credit card information
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Credit card payment tracking
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Password tracker
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Track debt repayment
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Debt snowball tracking
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Annual financial goals
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Track Bill
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2 Track savings
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12 blank monthly calendars
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12 monthly financial goals
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12 monthly ledger
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12 monthly budget templates with two different options to choose from
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12 Monthly income and expenses
What supplies do I need to use my budget binder printables:
I like to keep all my printables in one place because it’s easy to refer back to everything together.
Once you sign up to download the free budget binder printables, you can print the file instantly and access all 87 pages to create your own binder.
Examples of using the 2024 budget folder
Example 1:
The 2024 Budget Guide’s Monthly Financial Goals Sheet allows you to set and track your monthly financial goals. Let’s say one of your goals is to pay off your student loans, reduce your grocery budget, or save for a vacation. You can write down your goal and the steps needed to achieve it. As you progress, you’ll be able to see how close you are to success.
The Annual Financial Goals Sheet allows you to set your main financial goals for the entire year. Let’s say you want to save for a home renovation. You can record this as Goal #1, set an estimated cost, and choose a target completion date. As you track your progress, you’ll understand the importance of your savings and financial decisions throughout the year.
Example 2:
Managing your monthly bills and remembering your login credentials can be difficult. Budget Binder’s 2024 Monthly Billing Password Sheet allows you to keep track of your billing accounts, identify which accounts are set for automatic payment, and record your account information, username, and password. This keeps you organized, and ensures you know which bills are on autopilot.
A monthly bill tracking sheet ensures you never miss a payment. Late payment fees can add up quickly, so staying on top of your bills is crucial. You can also select which invoices are set for automatic payment on this sheet. It is an excellent tool for managing recurring monthly expenses such as loans, mortgages, utility bills, and insurance payments.
Example 3:
Budget Binder’s 2024 monthly budget template is where you can take control of your finances. Customize each category with details of your income, expenses, and savings. It includes estimated and actual expense columns, allowing you to budget your money and track your actual expenses. This sheet is your financial roadmap, helping you ensure that your monthly income covers all your expenses.
Example 4:
Emergency fund tracking software offers a visual way to watch your savings grow. Set a goal and add a deadline to reach it, such as saving $1,000 in the next three months. As you contribute, color the picture of the thermometer. It not only motivates you to save but also ensures your financial security.
Example 5:
Keep all your bank account and credit card information in one place. Be it personal or business accounts, having user-friendly account numbers and routing details for transactions is very convenient. The same goes for credit card information, including login credentials for quick reference.
How to use the 2024 Budget Folder
Bank account information: A useful section to store all your bank account details for easy reference.
Credit card information: Keep your credit card information, including login credentials, organized.
These sheets are pretty self-explanatory, but it’s nice to have all of this information together in one place. I have a separate bank account for my blog and separate bank accounts for our four children.
It’s nice to have account numbers and routing information handy when I need to make any type of transaction. This is a great place to keep information for a savings account into which you can deposit money directly from each paycheck.
The same applies to your credit card information. You will see that you can add all the important details including your login credentials so that you can refer to them when needed.
Credit card payment tracking: Track and visualize your progress in paying off credit card debt.
Password Tracker: Securely record your login credentials for different accounts.
Track debt repayment: Monitor your progress in paying off various debts.
Tracking debt snowball: A tool to support the debt snowball method, helping you get rid of debts one by one.
It’s difficult to find extra money to pay off your debts each month. You can use this printable to keep track of each creditor you have.
These debt trackers will help you stay on track and make sure you pay off your debts.
You can print a separate sheet for each creditor. For example, you could print out a copy of this debt payoff chart for your car loan and then another copy for your credit card.
This sheet can help you decide which debts to try to address first.
Annual financial goals: Set and track your major financial goals for the year.
Monthly financial goals: Set and track your monthly financial goals.
Your monthly financial goals sheet will allow you to think back and see what you can do differently each month. It also has space to write down what you need to do to reach those goals.
Your goal could be to pay off your student loans, reduce your grocery budget, pay your monthly rent with ease, or just take control of your purchases.
An annual financial goal sheet provides you with a place to write down your major goals for the year and then track your progress as you get closer to achieving the goal.
For example, one of your annual goals might be to save enough money to replace your driveway in your home. You can then write this down for Goal #1 along with the estimated cost and the date you would like it to be completed.
This will help you see why you’re saving money or cutting back on other expenses throughout the year.
This can also be a place where you write your vacation goal. It will give you a deadline to save enough money for your vacation.
Planning ahead and getting into the habit of setting goals will help keep more money in your pockets.
Invoice tracking: Keep an eye on your monthly bills and avoid late payment fees.
Use this paper to pay your bills on time. One of the biggest financial difficulties people face is paying their bills on time. You can also mark it if you set it to auto-pay on this sheet as well.
You either forget, or you don’t budget enough money and have to wait until your next paycheck.
Don’t you hate having to pay late payment fees? These costs can really start to add up.
They’re great for all your recurring monthly expenses like personal loans, car payments, kids’ tuition, mortgage payments, utility bills, gym memberships, insurance payments, and anything else you take out each month.
This is basically an expense tracker to make sure that your monthly income will cover all your expenses.
This tracking sheet will help you stay organized and know when your bill is due each month.
Savings Tracker: Two sections to monitor and enhance your savings to achieve different goals.
This is another worksheet in the budget folder that is self-explanatory. It’s a fun way to visually see the increase in your savings amount.
You can fill in your goal and then add a deadline to achieve it.
For example, your goal might be $1,000 over the next three months. So you fill in $1,000 for the goal and then add a specific date 3 months from now for the deadline.
Then color the thermometer picture while adding money to that emergency fund.
Blank monthly calendars: Set of 12 blank 2024 monthly calendars to jot down important dates and income streams.
I like to include 12 monthly calendars in the budget file so you can write down important dates and even track when we will receive our paychecks or other income.
This will help you know how much money you can set aside each month. This is also useful if you have a special event or party coming up so you can plan it in advance.
Monthly ledger: Record your income and expenses for each month.
Monthly budget forms: Twelve customizable templates to track your monthly budget.
You can use this template to easily track your income and expenses each month. They come blank so you can customize each category with your income, expenses, and savings information.
I have a column for estimates so you can budget your money and then a column for the actual amount of expenses each month.
These monthly budget worksheets help you plan ahead to make sure you have enough money to cover your bills.
Monthly income and expenses: Summarize your income and expenses for each month.
Annual calendar:An annual overview that helps you plan and organize your financial year.
Holidays and holidays: Determine important dates and holidays within your celebrations and events budget
There are a total of 87 pages in this 2024 Budget Folder set.